Compulsory Insurance
Under current legislation, the only insurance that you are currently required to have in place is Employer's Liability Insurance. This insurance must be in place if you employ anyone who is not a member of your immediate family.
In the Combined Liability Insurance policy, provided by Limited Company Insurance, Employers Liability is included as standard with a minimum limit of indemnity of £5,000,000.
It is an act of Parliament that employers carry insurance against the personal injury of their employees. Details of this insurance must be posted for staff to see.