If you trade from your home address, you may not be aware that it is very unlikely that your household insurance policy will provide any cover for your business equipment. Our Combined Liability insurance package provides your business with a minimum cover of £5,000 within the risk address noted on your policy, and £1,000 of portable equipment anywhere in the UK.

There is the option to increase this cover up to £10,000 within the risk address, and up to £5,000 anywhere in the world.

Portable equipment covers portable electronic equipment that you use for work, when working away from your own premises, or when you are based at a client's site. The insurance covers all risks, including accidental loss, theft and damage.

Examples of equipment covered are:

• Laptops
• Tablets
• Mobile phones
• Digital cameras
• Hardware and tools
• Imaging devices
• Projectors
• Printers
• Video cameras and equipment